Home Ownership is the centerpiece of the American Dream as well as a symbol of you and your family's lifestyle. But consider, too, some of the practical aspects of home ownership:

		An Increase in Equity Share - Property can appreciate over time.
		Tax-deductible Interest on Monthly Mortgage Payments - A nice thought come April 15.
		Offsetting Your Monthly Housing Costs - This becomes possible with rental income when you own a multi-family home (a dwelling with two, three or four legal apartments).
		Increasing your Borrowing Power Through Rental Income - This occurs because lenders (who will calculate the amount you can qualify for on a new multi-family home mortgage) are able to add 60-75 percent of projected rental income to your current income. With increased borrowing power, you are able to consider a wider range of properties.

Trachtman & Bach understands that each client is a unique individual with his or her own set of personal circumstances. That's why we provide a wealth of products and services to help with individual financing needs, such as borrowing up to 100 percent of your purchase price, using a family gift to cover part or all of your down payment and/or closing costs, or taking advantage of our non-income and non-asset verification products.

How does Trachtman & Bach help you make the dream of home ownership a reality? As a result of the company's close relationships with a wide variety of lenders - affiliations that have been forged over the years - we're in an excellent position to successfully negotiate on your behalf in areas such as the complexities of bank underwriting, title concerns, and obscure building codes and government regulations.

In addition, our loan officers are highly trained professionals with the skills to analyze the information you provide...and then present you with the best financing alternatives. In the end, we put all our knowledge and expertise to work to make your dream a reality - while keeling your costs to a minimum.