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The Loan Process
Thoughts of securing a loan can sometimes prompt feelings of confusion and stress. However, when the process is approached carefully and methodically - as we do at Trachtman & Bach - it becomes a straightforward and planned pursuit. Here are two strategies to ease the way:
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Pre-Qualification: First learn how much a bank will lend you. This will help you determine the location and type of property you can afford. Later, you may wish to consult with an accountant or financial advisor to ascertain your tax benefits. If pre-approval is necessary, we also can provide that. |
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Documentation: Since this is required for pre-qualification, have the following documents ready:
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How Does Trachtman & Bach Guide You?
Our first order of business is to carefully consider your dreams of home ownership, and then balance them against your financial realities. You'll be assigned a Trachtman & Bach representative, and together you'll explore your options. Your rep also will run your credit report and help you understand every nuance and aspect of the mortgage process. Our priority is to provide the information you need — as well as answer every question you may have — so you can make a fully informed decision.
Our job is also to help you make sense of the sometimes-confusing jargon, interpret the perplexity of various sites and rates found on the Internet, and even put into perspective advice from friends and family. That's why we begin your loan process by explaining every step you need to take, which type of loan programs are available to you, how much a bank will lend you, and the rules a bank follows.
Let Trachtman & Bach be your guide through one of the most important decisions and purchases you probably will ever make. We stand ready to be at your service every step of the way, while always keeping your financial information in the very strictest of confidence. |
